No, but users will not be able to access the wage-advance feature without switching a portion of their direct deposit to their Clair Spending Account.

Why? Switching a portion or all of your direct deposit is how Clair pays itself back for all wage advances taken in-between paychecks. As a reminder, Clair is free to use. We charge no fees to get access to your money when you need it. Switching your direct deposit is an integral step to our business operation and without it, our services could not continue to be free for users.

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